One lump sum in. A weekly number out.
One deposit has to last sixteen weeks. Enter your aid refund, savings, and semester dates — Semester Budget turns the lump sum into one clear weekly number that adjusts as you spend, and shows whether the money lasts to finals. No account, no bank linking, and everything stays on your device.
Try before you buy
The whole tool, right here — free.
This is the real Semester Budget, with sample numbers filled in. Log a purchase, change the dates, watch the weekly number adjust. Nothing is saved unless it's your copy.
What you get
One file. One weekly number.
- The full Semester Budget as a single file you save and keep
- A weekly number that recalculates the moment you log a purchase
- This Week, Semester, and Categories views — one glance each
- See whether the money lasts to finals — before it's a surprise
- Works offline, on phone or computer, with no account or bank linking
How it works
Three small steps.
Enter the lump sum
Aid refund, savings, or both — plus your semester dates.
Log what you spend
A few seconds per purchase. Categories if you want them.
Live on the weekly number
Spend less and next week rises. Open it, glance, close it.
Good to know
Questions, answered.
What's the best way to budget a financial aid refund in 2026?+
Semester Budget ($12) turns one lump sum — an aid refund, savings, or both — into a single weekly spending number. Enter your total and your semester dates; it divides the money across the weeks, adjusts the number as you spend, and shows whether it lasts to finals.
How does the weekly number work?+
Your total is spread across the weeks between your start date and finals. Spend less than this week's number and next week's rises; overspend and it dips. One glance tells you where you stand — no spreadsheet math.
How do I get it after I buy?+
Right after checkout you'll get a download link by email. It's a single download — save it, open it in any browser, and it's yours.
Is this a subscription?+
No. One payment, yours to keep. No renewals, no recurring charges, no upsells.
Does it need an account or bank linking?+
Neither. No sign-up and no bank linking, and once the file is saved it works offline. Everything you enter stays in your own browser, on your device — nothing is sent anywhere.
Will it work on my phone?+
Yes — it's built to work full-size on phones, tablets, and computers, not a shrunken version on the small screen.
What happens after the semester ends?+
It's still yours. Set up the next semester with new dates and a new lump sum — same file, no repurchase. It keeps working after graduation for any fixed pot of money that has to last a set number of weeks.
Can I get a refund?+
That's exactly why the full tool is free to try first — so you know it fits before you buy. If something's wrong with your download, reach out and we'll make it right.
Is this financial advice?+
No. The tool gives careful estimates to help you plan, and it isn't a substitute for advice from a professional.
Little and often
Make the lump sum last to finals.
$12 · one payment, yours forever