Save in any order. No streak to break.
The 52-week, the reverse, the 100-envelope, or your own challenge — saved in any order, with no streak to break. Check off the small amounts on tight weeks and the big ones when you're flush; the jar fills the same either way.
Try before you buy
The whole tool, right here — free.
This is the real tracker, with sample weeks checked off. Check a few more, in any order you like, and watch the jar fill. Nothing is saved unless it's your copy.
What you get
One file. Every challenge in it.
- The full Savings Challenge Tracker as a single file you save and keep
- The 52-week, the reverse, the 100-envelope — or build your own
- Check off amounts in any order; there's no streak to break
- A jar that fills the same whichever order you save in
- Works offline, on phone or computer, with no account
How it works
Three small steps.
Pick a challenge
52-week, reverse, 100-envelope, or your own amounts and pace.
Check off what fits this week
Big amounts on easy weeks, small ones when money is tight.
Watch the jar fill
The total lands the same either way. That's the point.
Good to know
Questions, answered.
How does a savings challenge work?+
A savings challenge gives you a set of small amounts to put away over time, like the 52-week or the 100-envelope plan. The Savings Challenge Tracker ($12) lets you check them off in any order — the big amounts on easier weeks, the small ones when money is tight — and the total fills the same either way.
How do I get it after I buy?+
Right after checkout you'll get a download link by email. It's a single download — save it, open it in any browser, and it's yours.
Is this a subscription?+
No. One payment, yours to keep. No renewals, no recurring charges, no upsells.
Does it need an account or internet?+
Neither. There's no sign-up, and once the file is saved it works offline. Everything you enter stays in your own browser, on your device — nothing is sent anywhere.
Will it work on my phone?+
Yes — it's built to work full-size on phones, tablets, and computers, not a shrunken version on the small screen.
Can I get a refund?+
That's exactly why the full tool is free to try first — so you know it fits before you buy. If something's wrong with your download, reach out and we'll make it right.
Is this financial advice?+
No. The tool gives careful estimates to help you plan, and it isn't a substitute for advice from a professional.
Little and often
Start with whichever amount fits this week.
$12 · one payment, yours forever