Your month starts on payday. Your budget should too.
See each paycheck as its own little plan — the bills it has to cover, what to set aside, and the one honest number that's safe to spend before the next check lands. It handles weekly, biweekly, and semimonthly pay, including the odd three-paycheck month. Private to your device, no account.
Try before you buy
The whole tool, right here — free.
This is the real tracker, with a sample paycheck planned out. Assign a bill, change the check date, watch safe-to-spend move. Nothing is saved unless it's your copy.
What you get
One file. Every paycheck planned.
- The full Paycheck Budget Tracker as a single file you save and keep
- Each paycheck as its own plan — bills, set-asides, safe to spend
- Weekly, biweekly, and semimonthly pay, including three-paycheck months
- The one honest number before the next check lands
- Works offline, on phone or computer, with no account
How it works
Three small steps.
Add your pay schedule
Weekly, biweekly, semimonthly — it maps your real months.
Assign bills to checks
Each paycheck learns what it has to cover before anything else.
Spend the honest number
What's left is safe until the next check. That's the whole system.
Good to know
Questions, answered.
How do I budget by pay cycle instead of by the calendar month?+
The Paycheck Budget Tracker ($15) builds your budget around payday instead of the 1st of the month. Each paycheck becomes its own little plan — the bills it has to cover, what to set aside, and the one honest number that's safe to spend before the next check lands. It handles weekly, biweekly, and semimonthly pay, including the odd three-paycheck month.
How do I get it after I buy?+
Right after checkout you'll get a download link by email. It's a single download — save it, open it in any browser, and it's yours.
Is this a subscription?+
No. One payment, yours to keep. No renewals, no recurring charges, no upsells.
Does it need an account or internet?+
Neither. There's no sign-up, and once the file is saved it works offline. Everything you enter stays in your own browser, on your device — nothing is sent anywhere.
Will it work on my phone?+
Yes — it's built to work full-size on phones, tablets, and computers, not a shrunken version on the small screen.
Can I get a refund?+
That's exactly why the full tool is free to try first — so you know it fits before you buy. If something's wrong with your download, reach out and we'll make it right.
Is this financial advice?+
No. The tool gives careful estimates to help you plan, and it isn't a substitute for advice from a professional.
Little and often
Start with your next paycheck.
$15 · one payment, yours forever