The one number to set aside each month.
Add what you're saving for — a trip, a car, the holidays — and a target date. The Sinking Funds Tracker tells you the one number to set aside each time, and recalculates the moment life happens. Private to your device, no account.
Try before you buy
The whole tool, right here — free.
This is the real tracker, with sample funds under way. Change a date, add a fund, watch the number recalculate. Nothing is saved unless it's your copy.
What you get
One file. Every someday in it.
- The full Sinking Funds Tracker as a single file you save and keep
- A fund for every known expense — trips, cars, holidays, insurance
- The one number to set aside, calculated for you
- Instant recalculation when dates or totals change
- Works offline, on phone or computer, with no account
How it works
Three small steps.
Name the expense
What it is, what it costs, and when it's coming.
Save the number it gives you
One amount per paycheck or month — no mental math.
Let it recalculate
Life moved the date? The number quietly adjusts.
Good to know
Questions, answered.
What is a sinking funds tracker?+
A sinking fund is money you set aside a little at a time for an expense you know is coming, like a car, the holidays, or insurance. The Sinking Funds Tracker ($18) tells you the one number to save each time and recalculates when your date or total changes.
How do I get it after I buy?+
Right after checkout you'll get a download link by email. It's a single download — save it, open it in any browser, and it's yours.
Is this a subscription?+
No. One payment, yours to keep. No renewals, no recurring charges, no upsells.
Does it need an account or internet?+
Neither. There's no sign-up, and once the file is saved it works offline. Everything you enter stays in your own browser, on your device — nothing is sent anywhere.
Will it work on my phone?+
Yes — it's built to work full-size on phones, tablets, and computers, not a shrunken version on the small screen.
Can I get a refund?+
That's exactly why the full tool is free to try first — so you know it fits before you buy. If something's wrong with your download, reach out and we'll make it right.
Is this financial advice?+
No. The tool gives careful estimates to help you plan, and it isn't a substitute for advice from a professional.
Little and often
Start with the expense you know is coming.
$18 · one payment, yours forever