Pay yourself a steady salary from an unsteady income.
Freelance and gig income swings — $6,000 one month, $1,800 the next. The Irregular Income Planner turns it into one steady paycheck. Log each deposit as it lands: taxes come off the top, the rest builds your pool, and once a month you pay yourself the same salary. The runway meter always shows how many months your buffer covers, even if nothing new lands.
Try before you buy
The whole tool, right here — free.
This is the real planner, loaded with sample deposits. Log one, watch the tax split, check the runway meter. Nothing is saved unless it's your copy.
What you get
One file. A whole payroll.
- The full Irregular Income Planner as a single file you save and keep
- Tax set aside off the top of every deposit, automatically
- A buffer pool that turns lumpy months into one steady salary
- A runway meter showing how many months you're covered, even if nothing lands
- Works offline, on phone or computer, with no account and no bank connection
How it works
Three small steps.
Log each deposit as it lands
Whatever the amount, whenever it arrives. Tax comes off the top.
Watch the pool build
What's left goes into your buffer — your future paychecks, waiting.
Pay yourself the same salary
Once a month, the same number. The runway meter shows how long it lasts.
Good to know
Questions, answered.
How do I budget with irregular freelance income?+
The Irregular Income Planner ($24) turns uneven income — $6,000 one month, $1,800 the next — into one steady monthly paycheck. Log each deposit as it lands: taxes come off the top, the rest builds a buffer pool, and once a month you pay yourself the same salary. A runway meter always shows how many months your buffer covers.
How do I get it after I buy?+
Right after checkout you'll get a download link by email. It's a single download — save it, open it in any browser, and it's yours.
Is this a subscription?+
No. One payment, yours to keep. No renewals, no recurring charges, no upsells.
Does it need an account or internet?+
Neither. There's no sign-up, and once the file is saved it works offline. Everything you enter stays in your own browser, on your device — nothing is sent anywhere.
Will it work on my phone?+
Yes — it's built to work full-size on phones, tablets, and computers, not a shrunken version on the small screen.
Can I get a refund?+
That's exactly why the full tool is free to try first — so you know it fits before you buy. If something's wrong with your download, reach out and we'll make it right.
Is this financial advice?+
No. The tool gives careful estimates to help you plan, and it isn't a substitute for advice from a professional.
Little and often
Start with the same paycheck every month.
$24 · one payment, yours forever