Your spreadsheet, turned into a command center.
You already track your money in a spreadsheet. Money OS turns it into a financial planner: enter income and expenses in a clean workbook, drop the file on the dashboard, and see spending charts, your savings rate, a financial health score, budget variance, a three-month forecast, and what-if levers. Adjust budgets in the dashboard, then download the workbook back with your edits written in. Works with Excel, Numbers, and Google Sheets.
Try before you buy
The whole tool, right here — free.
This is the real dashboard, loaded with sample numbers. Open every tab, drag the what-if levers, download the workbook. Nothing is saved unless it's your copy.
What you get
Two files. A whole planner.
- The Money OS dashboard plus a clean, formula-free budget workbook
- Spending charts, savings rate, financial health score, and budget variance
- A three-month forecast and what-if levers you can drag
- Edit budgets in the dashboard, download the workbook back with changes written in
- Works with Excel, Numbers, and Google Sheets — offline, no account
How it works
Three small steps.
Enter your numbers
Income and expenses in a clean workbook — or start from the one you already keep.
Drop the file on the dashboard
Every chart, score, and forecast appears instantly. Nothing is uploaded anywhere.
Adjust, then download back
Move budgets with the levers and save the workbook with your edits written in.
Good to know
Questions, answered.
What does Money OS add to my budget spreadsheet?+
Money OS ($39) turns the spreadsheet you already keep into a financial command center: spending charts, your savings rate, a financial health score, budget variance, a three-month forecast, and what-if levers — then it writes your edits back into the workbook. It works with Excel, Numbers, and Google Sheets.
How do I get it after I buy?+
Right after checkout you'll get a download link by email. It's a single download — save it, open it in any browser, and it's yours.
Is this a subscription?+
No. One payment, yours to keep. No renewals, no recurring charges, no upsells.
Does it need an account or internet?+
Neither. There's no sign-up, and once the file is saved it works offline. Everything you enter stays in your own browser, on your device — nothing is sent anywhere.
Will it work on my phone?+
Yes — it's built to work full-size on phones, tablets, and computers, not a shrunken version on the small screen.
Can I get a refund?+
That's exactly why the full tool is free to try first — so you know it fits before you buy. If something's wrong with your download, reach out and we'll make it right.
Is this financial advice?+
No. The tool gives careful estimates to help you plan, and it isn't a substitute for advice from a professional.
Little and often
Start with what your spreadsheet won't tell you.
$39 · one payment, yours forever